The question of whether 2025 is the right year you buy a home is top of mind for many prospective buyers. To help you decide, consider these four important questions:

1. Are You Ready to Put Down Roots?

Buying a home is a long-term commitment. Ask yourself if you’re ready to stay in one place for the foreseeable future. Owning a home means investing not only in property but also in the community, schools, and local amenities. If you’re eager to establish stability and plant roots, 2025 could be the perfect year to make your move.

2. Are You Content with Your Current Job?

Your financial stability is closely tied to your employment. Consider whether your current job provides the stability and income needed to manage a mortgage and other homeownership expenses. If you’re in a position with good prospects and feel confident about your career, this can be a strong indicator that you’re ready to buy.

3. Do You Desire More Space or More Privacy?

Think about your current living situation. Are you craving more room to accommodate a growing family, work-from-home needs, or hobbies? Do you long for the privacy that comes with owning your own property? If you’re finding your current space too small or lacking in privacy, buying a home in 2025 might be the solution.

4. Do You Have Your Finances in Order?

Before jumping into the market, take a close look at your financial health. Do you have enough savings for a down payment and closing costs? Is your credit score in good shape? Ensuring your finances are in order can help you secure a favorable mortgage rate and avoid financial stress down the line.

Conclusion

Deciding to buy a home in 2025 isn’t just about market conditions; it’s about your readiness to take on the responsibilities of homeownership. If you’re prepared to put down roots, feel secure in your job, desire more space or privacy, and have your finances in order, this year could be an excellent time to make your move. Reach out to me to explore your options and take the next steps toward finding your dream home.

December is often considered a quieter month in real estate, but the holiday season presents unique opportunities for both buyers and sellers. Whether you’re thinking of making a move or simply keeping an eye on the market, here are some key insights into navigating real estate in December.

For Sellers: Fewer Listings Mean Less Competition

December typically sees fewer homes on the market, which can work to your advantage as a seller. Serious buyers are still looking, and with less inventory available, your property has a higher chance of standing out. Here are some tips for selling successfully in December:

• Make Your Home Cozy and Inviting: Use tasteful holiday décor to create a warm atmosphere, but avoid overdoing it. A beautifully staged home can leave a lasting impression.

• Highlight Winter Features: Showcase features like fireplaces, energy-efficient windows, and winter-friendly landscaping to appeal to buyers looking for comfort during colder months.

• Stay Flexible with Showings: While the holidays can be busy, being accommodating to buyer schedules can make a big difference in securing a sale.

For Buyers: Motivated Sellers Create Opportunity

Buyers in December often benefit from motivated sellers who may be eager to close before year-end. This can translate into better deals or more flexible terms. Here’s how to make the most of the season:

• Negotiate Smartly: Sellers may be more willing to negotiate on price, closing costs, or possession dates during the holiday season.

• Take Advantage of Less Competition: With fewer buyers in the market, you’re less likely to face bidding wars.

• Act Before Mortgage Rate Changes: Keep an eye on interest rates, as changes in the new year could affect your purchasing power.

Market Trends to Watch

December’s market activity can provide a glimpse into trends for the coming year. If inventory is low and demand remains steady, it could signal a competitive market in January. Conversely, higher-than-usual inventory might indicate better opportunities for buyers heading into the new year.

Thinking of Buying or Selling? Let’s Connect!

Whether you’re planning to make a move now or in the new year, December can be a strategic time to act. Contact me for personalized advice on navigating the real estate market during the holiday season.

By focusing on the unique dynamics of December, you can make informed decisions that align with your goals. Here’s to finding the perfect home or buyer this holiday season!

Many homeowners believe that spring is the best time to sell a house. It’s true that the real estate market often sees a seasonal surge when the weather warms up, flowers bloom, and buyers are eager to start fresh. However, waiting until spring to list your home may not always be the best strategy. Here are several reasons why selling your home in the fall or winter can be just as advantageous — if not more so.

1. Less Competition

One of the biggest advantages of selling your home in the fall or winter is that there are fewer homes on the market. In spring, the market tends to get flooded with new listings, making it harder for your home to stand out. By listing your home in the off-season, you may face less competition and attract serious buyers who are actively looking regardless of the season.

2. Serious Buyers Only

While there may be fewer buyers during the colder months, the ones that are searching are often more motivated. Winter buyers tend to have pressing needs, whether it’s a job relocation, family change, or the need to close before the end of the year for tax reasons. These are not just casual browsers; they are ready to make an offer, and they often want to move quickly.

3. Faster Transactions

With fewer homes on the market and serious buyers actively looking, sales can happen more efficiently in the fall and winter. Additionally, real estate agents, inspectors, and mortgage lenders tend to have fewer clients during this time, which means your transaction is likely to move faster with less scheduling conflict or delays.

4. Year-End Financial Benefits

Many buyers are looking to close a deal before the end of the year to take advantage of potential tax deductions, such as mortgage interest or property taxes. This urgency can result in more competitive offers or quicker negotiations as buyers want to lock in a sale before December 31st.

5. Off-Season Doesn’t Mean Less Attractive

While it’s easy to imagine that spring’s natural beauty makes homes more marketable, there’s still plenty of charm during the fall and winter months. Think cozy interiors, warm fireplaces, and festive décor. If your home is well-maintained and staged appropriately for the season, it can appeal to buyers who envision celebrating their holidays in a new space. Curb appeal can still shine with well-kept walkways and simple seasonal touches like evergreen wreaths or tasteful lighting.

6. Rising Interest Rates

Another critical factor to consider is the possibility of rising interest rates. As the economy fluctuates, mortgage rates may increase. Buyers who are aware of this potential rise will want to lock in a lower rate before they climb further, creating a sense of urgency. Selling now ensures you capture buyers before their purchasing power decreases.

7. Get Ahead of the Spring Surge

By listing in the fall or winter, you can avoid the frenzy of the spring market. In spring, not only are there more homes to compete with, but buyers can also become overwhelmed with choices. By selling ahead of the crowd, you can attract focused buyers without the noise of an overcrowded market.

8. Optimal Pricing Opportunities

With fewer homes on the market, fall and winter sellers often find that they are in a better position to negotiate. Because supply is lower, you may be able to secure a higher price or more favorable terms. Buyers aren’t as likely to negotiate as aggressively when their options are limited.

Conclusion

While spring may have a reputation as the best time to sell, there are many advantages to listing your home during the fall or winter months. Less competition, motivated buyers, and the potential for faster transactions can work in your favor. Don’t wait until the busy spring season — take advantage of the benefits that come with selling now.

If you’re thinking about selling, let’s talk! The fall and winter months offer unique opportunities that you won’t want to miss out on. Reach out today, and let’s get started on positioning your home for success!

Becoming a homeowner is a monumental step in life—one that brings both excitement and a sense of accomplishment. Whether it’s your first home or a property upgrade, homeownership offers a range of benefits from building equity to creating a space that truly feels like your own. But along with the perks, it comes with a new set of responsibilities that renters may not be familiar with. Here’s what to expect when you finally hold the keys to your own home.

1. The Financial Advantages of Homeownership

One of the greatest benefits of owning a home is the opportunity to build equity. Each mortgage payment you make contributes to reducing the principal loan amount, which increases your ownership stake in the property. Over time, home values typically appreciate, which can turn your home into a solid investment.

Beyond equity, homeownership provides tax benefits. Many homeowners can deduct mortgage interest and property taxes on their annual returns. These tax advantages can make a significant difference over the years.

2. Customization: Making It Your Own

Owning a home means you have complete control over how it looks and functions. Want to paint the walls bright blue? Go ahead! Thinking about knocking down that wall to create an open-concept living space? You’re the boss. Personalization is one of the most enjoyable aspects of homeownership, as it allows you to transform your living space into something that truly reflects your style and preferences.

However, with that freedom comes responsibility. Unlike renting, where the landlord handles major repairs, as a homeowner, maintenance falls squarely on your shoulders.

3. Ongoing Maintenance and Repairs

Homeownership means taking on the responsibility for everything from routine maintenance to unexpected repairs. Tasks like cleaning the gutters, maintaining the landscaping, or servicing your HVAC system are now on your to-do list. It’s also wise to have an emergency fund set aside for those surprise expenses like a leaking roof or a broken water heater.

Proactive maintenance is key to ensuring that small issues don’t turn into costly repairs down the road. Regularly inspect your home for any signs of wear and tear and address problems before they escalate.

4. Creating a Long-Term Investment

Your home isn’t just a place to live—it’s a long-term investment that can grow your wealth. Whether you plan to stay in the property for decades or only a few years, the value of your home can increase, providing you with a substantial return when it comes time to sell.

Additionally, making strategic upgrades to your property, such as energy-efficient improvements or a kitchen remodel, can further boost your home’s value. Always keep an eye on market trends and seek advice from real estate professionals to ensure you’re making sound decisions.

5. Building Community and Stability

Owning a home often means you’ll stay in one place for a longer period than renting, fostering a deeper sense of connection with your neighborhood. This stability can lead to forming lasting relationships with neighbors, getting involved in community activities, and building a support network.

Being part of a community also adds to your sense of security and belonging. You might find yourself engaging more with local schools, businesses, and events, which enhances your overall quality of life.

6. Financial Discipline and Planning

The financial commitment of owning a home goes beyond the down payment and monthly mortgage. Property taxes, homeowners insurance, and utilities can all add up, so it’s important to budget accordingly. Unexpected expenses, such as repairs or fees, also need to be factored into your financial plan.

Staying on top of your finances and planning for both short-term and long-term costs will ensure you enjoy the financial rewards of homeownership without feeling overwhelmed.

Final Thoughts

Owning a home is a rewarding experience that offers both personal and financial benefits. While it comes with responsibilities and challenges, the opportunity to create a space that’s truly yours and the long-term financial gains make it well worth the effort. Being prepared for the realities of homeownership—both the joys and the work—ensures that you’ll make the most out of this exciting new chapter.

Are you considering buying a home? Reach out today for expert advice on navigating the real estate market and making a smart investment.

As the final warm breezes of summer fade and the vibrant colors of autumn begin to take their place, Stony Plain, Spruce Grove, and the wider Parkland County are buzzing with activity. The transition from summer fun to school routines brings excitement, fresh beginnings, and a shift in focus for families and the community. Here’s what you need to know as summer comes to a close, including back-to-school preparations, current real estate trends, and upcoming community events that you won’t want to miss.

Back-to-School: A New Season for Families

With the end of summer comes the start of the school year, and families across Stony Plain and Spruce Grove are getting ready. For parents, this means preparing the kids for new classes, new teachers, and adjusting to early mornings again. Back-to-school shopping for supplies, clothes, and gadgets is in full swing, and local stores are stocking up to meet demand.

Beyond the usual hustle, this is also a time for families to reevaluate their housing needs. As children grow older and family dynamics change, so do the space and amenities required at home. Some families may be looking for homes with more bedrooms, proximity to good schools, or easier access to after-school activities. Others may be considering downsizing now that the kids are more independent.

For many, this time of year provides an opportunity to reimagine their living spaces, whether through renovations or moving to a new home that better fits their evolving lifestyle.

The Real Estate Market in Parkland County, Stony Plain and Spruce Grove

The real estate market in Parkland County, including Stony Plain and Spruce Grove, tends to heat up as families settle into their routines. The tail end of summer and the early fall period can be an opportune time for buyers and sellers alike.

For Sellers: The change of season often brings serious buyers into the market who may have spent the summer researching and are ready to make a move. Listings that highlight family-friendly features such as spacious backyards, nearby parks, or proximity to schools tend to stand out.

For Buyers: This is an ideal time to explore homes that fit the back-to-school lifestyle. With excellent schools in both Stony Plain and Spruce Grove, these communities are desirable places for young families. Whether you’re searching for a starter home or a larger property for a growing family, it’s important to act quickly in a competitive market.

If you’re planning to buy or sell a home this fall, working with a local real estate agent who understands the market trends in these areas will give you an edge.

Upcoming Fall Events: Celebrate the Season in the Community

Stony Plain, Spruce Grove, and Parkland County offer a range of events that make the most of the fall season, bringing the community together. As kids return to school and the cooler weather sets in, there are several events to look forward to:

1. Stony Plain’s Harvest Festival (September): This annual festival is a family favorite, celebrating the region’s agricultural roots with live entertainment, delicious food, and fun activities for all ages. It’s a wonderful way to kick off the fall season and immerse yourself in the local culture.

2. Fall Fair in Spruce Grove (October): Spruce Grove hosts a charming fall fair where local vendors showcase their handmade goods, crafts, and farm-fresh produce. It’s an ideal event for families and a great way to support local businesses.

3. Back-to-School Drive: Local organizations often host back-to-school drives to help families in need by providing school supplies and essentials. It’s a heartwarming way to get involved and give back to the community.

4. Halloween Events and Haunted Houses: As October approaches, Stony Plain and Spruce Grove gear up for Halloween with spooky fun for kids and adults alike. From haunted houses to costume contests, there’s no shortage of ways to enjoy the holiday.

Balancing Real Estate Decisions and Community Life

As summer turns into fall, it’s important to remember that the Parkland County real estate market is tied to the lifestyle and needs of its residents. Stony Plain and Spruce Grove are not just places to live but communities rich with events, opportunities, and experiences that make them ideal for families. Whether you’re considering a new home, thinking about selling, or simply enjoying the back-to-school season, there are plenty of ways to stay engaged and make the most of this exciting time.

For families, the transition from summer to fall often marks a new chapter, and for many, real estate plays a central role. Now is a great time to assess your home, explore the market, and prepare for the upcoming school year and fall festivities. With the right planning and a little community spirit, this season will be as fulfilling as the last.

As the winter frost begins to thaw and the buds of spring start to bloom, the communities of Stony Plain, Spruce Grove, and Parkland County come alive with renewed energy and excitement. From the vibrant real estate market to a plethora of upcoming events, there’s no shortage of reasons to celebrate the arrival of spring in these picturesque Alberta locales.

Blooming Real Estate Market

Springtime often heralds a surge in the real estate market, and Stony Plain, Spruce Grove, and Parkland County are no exceptions. As the snow melts away and the days grow longer, prospective homebuyers start emerging from their winter hibernation, eager to explore the available properties.

For those looking to buy, the spring season offers a prime opportunity to find their dream home. With more listings hitting the market, there’s a wider selection of properties to choose from, ranging from cozy condos to spacious family homes. Additionally, the warmer weather and blooming landscapes showcase these communities at their finest, making them even more appealing to potential buyers.

On the other hand, sellers can also benefit from the spring real estate boom. With increased buyer activity and a more competitive market, well-presented properties are likely to attract more attention and potentially fetch higher offers. Therefore, it’s the perfect time for sellers to showcase their homes in the best possible light and capitalize on the seasonal upswing in demand.

Exciting Community Events

Alongside the bustling real estate market, springtime in Stony Plain, Spruce Grove, and Parkland County is marked by a diverse array of community events and activities. From cultural festivals to outdoor adventures, there’s something for everyone to enjoy as the region comes alive with the spirit of the season.

1: Farmers’ Markets: As the weather warms up, farmers’ markets begin to sprout across the region, offering fresh produce, artisanal goods, and a vibrant atmosphere for locals and visitors alike.

2: Spring Festivals: From arts and music festivals to community fairs celebrating local heritage, springtime brings a flurry of events that showcase the rich culture and creativity of the area.

3: Outdoor Recreation: With the snow melting away, outdoor enthusiasts can once again explore the region’s scenic trails, parks, and recreational areas. Whether it’s hiking, biking, or simply enjoying a leisurely stroll, there’s no shortage of opportunities to embrace the great outdoors.

4: Real Estate Open Houses: Spring is also a popular time for real estate open houses, providing prospective buyers with the chance to tour properties and envision themselves living in their future homes. These events offer invaluable insights into the local housing market and allow buyers to explore different neighborhoods and housing options.

As springtime unfolds in Stony Plain, Spruce Grove, and Parkland County, the region bursts with new life, offering both residents and visitors a wealth of opportunities to enjoy the season. From the bustling real estate market to an array of exciting events and activities, there’s no better time to experience all that these vibrant communities have to offer. So, whether you’re in the market for a new home or simply looking to embrace the joys of spring, there’s no place quite like the beautiful landscapes and welcoming communities of this enchanting region.

As the summer season sets in, it’s time to explore the vibrant wonders of Spruce Grove, Stony Plain, and Parkland County. Nestled amidst picturesque landscapes and offering a plethora of recreational opportunities, these areas are brimming with exciting activities for individuals and families alike. Whether you’re an outdoor enthusiast or looking for a cultural experience, this blog post will guide you through some of the fantastic activities you can enjoy during the summer months in this charming region of Alberta, Canada.

1. Explore the Spruce Grove Farmers’ Market:

Kick-start your summer adventure by immersing yourself in the vibrant atmosphere of the Spruce Grove Farmers’ Market. Located in the heart of Spruce Grove, this market showcases an array of fresh produce, artisan crafts, local delicacies, and live entertainment. Stroll through the bustling stalls, interact with local vendors, and savor the flavors of the region.

2. Discover History at the Stony Plain Multicultural Heritage Centre:

For history enthusiasts, a visit to the Stony Plain Multicultural Heritage Centre is a must. This living museum offers a captivating glimpse into the diverse cultural heritage of the region. Explore the beautifully restored buildings, immerse yourself in interactive exhibits, and learn about the traditions, history, and contributions of the area’s early settlers.

3. Enjoy Outdoor Recreation at Chickakoo Lake Recreation Area:

Escape into nature’s embrace at Chickakoo Lake Recreation Area. This serene oasis, located just west of Stony Plain, boasts picturesque trails for hiking, biking, and horseback riding. Engage in birdwatching, fishing, or picnicking by the lakeside. The tranquil surroundings and lush greenery make it an ideal spot to unwind and reconnect with nature.

4. Dive into Water Fun at TransAlta Tri Leisure Centre:

For a refreshing aquatic experience, head to the TransAlta Tri Leisure Centre in Spruce Grove. This state-of-the-art facility offers a variety of water-based activities, including swimming, waterslides, and even a wave pool. Take a dip, ride the slides, or simply relax in the leisure pool area—the center provides something for everyone in the family.

5. Attend Festivals and Events:

Summer in Spruce Grove, Stony Plain, and Parkland County is synonymous with vibrant festivals and events. Keep an eye on the local event calendars to witness the region come alive with celebrations, music concerts, art exhibitions, and cultural festivals. The lively atmosphere and community spirit are sure to create lasting memories.

6. Embark on a Golfing Adventure:

With numerous golf courses dotting the region, golf enthusiasts will find themselves in paradise. Tee off at the beautiful Stony Plain Golf Course or explore other courses like The Links at Spruce Grove or Sandpiper Golf and Country Club. Immerse yourself in the lush fairways, stunning views, and friendly competition.

7. Discover Elk Island National Park:

While not within Parkland County, Elk Island National Park is just a short drive away and offers an incredible experience for nature lovers. Explore the park’s vast landscapes, spot bison and other wildlife, hike along picturesque trails, or embark on a guided interpretive tour. Elk Island National Park is a haven for outdoor enthusiasts seeking adventure.

The summer months in Spruce Grove, Stony Plain, and Parkland County offer an array of engaging and delightful activities for all ages. From exploring vibrant farmers’ markets to immersing yourself in cultural heritage, enjoying outdoor recreation, and attending lively festivals, this region has something to suit every interest. So, pack your sunscreen, gather your loved ones, and embark on a memorable summer adventure in this captivating part of Alberta.

In today’s dynamic real estate market, many individuals find themselves contemplating the decision of whether to rent or own a home. While renting offers its own set of advantages, there are numerous compelling reasons why owning a home can be a wise and rewarding choice. In this blog, we will explore the various benefits of homeownership, shedding light on why it can be an excellent long-term investment and a cornerstone for financial stability and personal growth.

1. Building Equity: One of the most significant advantages of owning a home is the opportunity to build equity. Unlike renting, where monthly payments contribute to someone else’s wealth, homeownership allows individuals to gradually accumulate equity by paying down their mortgage. With each payment made, homeowners increase their ownership stake in the property, creating a valuable asset that can appreciate over time.

2. Long-Term Financial Stability: Owning a home provides a sense of stability and financial security. When you rent, you are subject to potential rent increases imposed by landlords, which can make it challenging to plan for the future. On the other hand, owning a home allows you to lock in a fixed mortgage rate, providing a predictable monthly housing expense. As you pay off your mortgage, your housing costs remain relatively stable, granting you greater control over your budget and long-term financial planning.

3. Tax Benefits: Homeownership comes with several tax advantages that can help reduce your overall tax burden. Mortgage interest and property tax payments are generally tax-deductible, allowing homeowners to lower their taxable income. Additionally, certain home improvements and energy-efficient upgrades may qualify for tax credits, further enhancing the financial benefits of owning a home.

4. Freedom and Personalization: Owning a home offers the freedom to customize your living space according to your preferences and needs. Unlike rental properties where modifications may be limited or require permission, homeowners can make structural changes, renovate, or decorate their homes to reflect their unique style. This freedom not only enhances your enjoyment of the property but also provides an opportunity to increase its value.

5. Sense of Community: Homeownership often fosters a stronger sense of community and belonging. As a homeowner, you are more likely to establish roots in a neighborhood, forming relationships with neighbors and actively participating in local activities. This sense of community can lead to a richer and more fulfilling lifestyle, creating lasting memories and a support network.

6. Investment and Legacy: Owning a home can be a smart investment, as real estate tends to appreciate over time. In addition to building equity, homeowners have the potential to generate wealth through property appreciation. As property values increase, the value of your home investment grows, providing an opportunity for future financial gain or as a legacy to pass down to your loved ones.

While the decision to rent or own a home ultimately depends on individual circumstances, owning a home offers numerous benefits that extend beyond mere shelter. From building equity and financial stability to enjoying personalization and a sense of community, homeownership can be a transformative experience. If you’re looking to establish roots, create a long-term investment, and enjoy the pride of homeownership, consider the many advantages it brings. As a Spruce Grove real estate agent, I’m here to assist you in finding the perfect home that aligns with your goals and aspirations.

Building a custom home is hard work that is rewarded when you move into the home of your dreams. The first step is finding the perfect lot to build on. Before you purchase a lot to build on, be aware of these do’s and don’ts.

Do work with an agent to find the land. Your real estate agent can help to research the property and make sure that you are making a safe investment. Buying vacant land is different from buying a home; work with an agent who knows what questions to ask and knows how to negotiate on your behalf.

Do have your finances in order. You will need to have proof of funds for the purchase amount, so make sure you understand what you can afford to spend on your lot.

Do find out what utilities service the area. If you are looking outside of a developed area, you need to know what utility services are available already, or if any infrastructure needs to be added.

Do find out if incentives are available. In areas where natural disasters have occurred, local governments may offer incentives for building where previous homes have been destroyed.

Do visit the tax assessor’s office. The tax assessor will be able to tell you the estimated value of your lot as well as your projected property taxes.

Do price the neighborhood. Your agent can help you with a market analysis of the surrounding homes. You don’t want your home and land cost to be vastly higher than the rest of the neighborhood.

Don’t expect to finance your lot. Lenders often don’t lend money for vacant land, and if they do, they may only lend up to half the land value. This is why it’s so important to talk to your financial advisors before you start looking.

Don’t skip the soil tests. You should have the soil tested to make sure there aren’t pollutants or foreign materials buried beneath the surface. If you will have a septic sewer system, you will need a percolation test to make sure the property is fit for a septic tank. In areas where sinkholes are common, a soil test can tell you if clay layers deep in the soil make your property more susceptible to foundation issues.

Don’t forget to get a survey done. Before you purchase the lot, ask to see a recent survey or have one done to validate property lines and make sure other neighbors aren’t already encroaching on the lot with access roads, fencing, or structures.

Don’t let neighbors know of your plans. Don’t get too friendly just yet. If the land you plan to build on has been enjoyed by nearby property owners for the view, for parking, or for recreation, your plans to build may be met with resistance.

Don’t assume you can have property rezoned. Make sure you know the property zoning regulations for the property. If you are in a rural area and plan to have chickens or horses, make sure that is permitted. Be wary of sellers who tell you that you can subdivide the land or build two homes on one lot, as this may not be the case.

Don’t rely on a drive-by. You need to walk the property, no matter the size or your plans for its use. If you are buying multiple acres, don’t assume that the topography is consistent throughout with no hidden problems. Things to check for include flood-prone areas, environmentally protected-animal dwellings, trash deposits and neighbors that are involved in activities that may affect your enjoyment of the property, such as dog kennels or shooting ranges.

Before you start searching for homes online, it’s important to take the first step to house shopping: Getting pre-approved for a mortgage.

Your pre-approval will tell you what you can afford and what your monthly payment will be, so it’s important to determine this before you start searching for your new home.

Pre-approval is good for about 30-90 days, so once you’re ready, take these first 3 steps to get it done.

1.  Contact me, and I’ll send over a list of lenders I know and trust.

2.  Look over the list, check out online reviews, and ask friends and family for referrals.

3.  Email 2-3 lenders you like or let me introduce you over email.

Once you’ve got your pre-approval letter in hand, it’s time to start the search!

Before we hop into the home search, I like to advise my clients to create a “Needs” list and a “Wants” list. This will help us to really focus on the things that are most important in your future home.

Needs are the non-negotiable features; the features you simply must have in your next home. Wants are the ones you’d like to have, but you can add or change down the road. Remember, you can’t change the lot or the location so make sure you love both.

Once you’ve established what you’re looking for, I will set you up on a search so you can receive an email the second a home that fits your criteria goes live. If you have any questions about a property, send me the information and I will find out for you. Send me listings you like and I can get more information and set up showings on your behalf.

After touring houses and choosing the one you love, it’s time to make an offer. To do this, you’ll need your pre-approval letter or proof of funds. You’ll also need to make a deposit of at least 1-2% of the purchase price. This will go towards your closing costs at closing.

Have more questions about buying a home or what happens after making an offer? Reach out to me today!

Valentine’s Day for many, is the loveliest day of the year. It’s the perfect excuse to treat yourself and your loved ones to something special. With the day right around the corner means you only have a few days left to plan something special! To help you plan and prepare for your Valentine’s Day, we’ve put together a list of fun, easy to do activities that are full of love, for singles, couples and families alike: 

1: Grape and Olive in Spruce Grove – featuring a romantic guitarist, Ted Wright. 

2: Porta Romana in Spruce Grove – with a special Valentine’s Day menu! 

3: Parlour 1919 in Spruce Grove – Leo Martinez and Mandy McMillian Live! $25 tickets available on the Parlour 1919 website. 

4: Central Park in Spruce Grove – grab a warm beverage from Perks Coffee House and enjoy the community fireplace and skating rink! 

5: Olivia Krushell- personal chef to bring a fine dining experience in your own home. Inquires about private dinners: livalittle.creations@gmail.com

The final walk-through on your new home is an exciting event. It means you have successfully maneuvered through negotiations, inspections, and financing approval, and are on the verge of signing your closing papers. Most buyers attend the final walk-through with thoughts of furniture placement and paint colors in their heads. But the walk-through is about more than just making sure your favorite chair will fit by the fireplace. Be sure to do your due diligence to make sure there are no issues that should be resolved before you reach the closing table.  

The purpose of the final walk-through is to ascertain that the home is being conveyed to you in the same condition it was when you agreed to purchase it. Here are a few of the things you should check:  

1) Make sure no damage has occurred to the home that the sellers are responsible for repairing. Weather conditions or careless movers can cause accidental damage, and old and forgotten damage may be uncovered when the sellers’ belongings are removed.  

2) Check that appliances are still in working order and no new plumbing or electrical issues have popped up. While you aren’t doing a complete home inspection, you can visually check for obvious problems that should be repaired before you move in.  

3) Confirm that items contractually conveying are present. If the sellers agreed to leave particular furniture, décor, or equipment, see that it has not been removed.  

4) Make certain the sellers have removed all their belongings. You don’t want to arrive with the moving truck only to find out that the sellers left behind an assortment of unwanted furniture or trash. The sellers should be held responsible for removing everything that doesn’t convey with the sale.